Terms of Service

Effective Date: October 8, 2026

These Terms of Service (“Terms”) govern your access to and use of the Forge mobile application, forgeaccountability.com, and related services (collectively, the “Services”).

Forge Accountability is operated by KH ESTATES LLC, an Illinois limited liability company (“Forge,” “we,” “us,” or “our”).

Please read these Terms carefully.

By creating an account, accessing, or using the Services, you agree to these Terms and our Privacy Notice.

If you do not agree, do not use Forge.

1. About Forge

Forge is an accountability and challenge platform that allows users to:

  • Create challenges

  • Join challenges

  • Create commitments

  • Track completion

  • Check in

  • Upload proof

  • Build streaks

  • Track consistency

  • Participate with friends or groups

  • Interact with challenge participants

  • Compare or review progress

Features may change as the Services evolve.

2. Eligibility

You must be at least 13 years old to use Forge.

If you are below the legal age of majority where you live, you represent that you have the permission of a parent or legal guardian where required by law.

You may not use Forge if applicable law prohibits you from doing so.

3. Your Account

You may need to create an account to use some or all of Forge.

You agree to:

  • Provide accurate information

  • Maintain accurate account information

  • Keep your login credentials secure

  • Not share your credentials with unauthorized persons

  • Notify us if you believe your account has been compromised

You are responsible for activity occurring through your account to the extent permitted by law.

You may not:

  • Impersonate another person

  • Create an account using information you are not authorized to use

  • Access another person’s account without permission

4. Accountability, Fitness, and Wellness Disclaimer

Forge is designed to help users:

  • Establish goals

  • Track commitments

  • Participate in challenges

  • Build accountability

  • Monitor progress

Forge is not a:

  • Medical provider

  • Healthcare provider

  • Therapist

  • Dietitian

  • Personal trainer

  • Financial adviser

  • Legal adviser

  • Licensed professional service

Challenges may involve activities such as:

  • Exercise

  • Diet

  • Weight-related goals

  • Fasting

  • Studying

  • Spiritual practices

  • Habit changes

  • Personal development

You are responsible for determining whether a challenge or activity is safe and appropriate for you.

Do not engage in activities that are unsafe, unlawful, medically inappropriate, or beyond your capabilities.

Consult an appropriate qualified professional when necessary.

5. User Content

“User Content” means information or materials you submit through Forge, including:

  • Photos

  • Proof

  • Profile information

  • Challenge names

  • Challenge descriptions

  • Commitments

  • Notes

  • Comments

  • Reactions

  • Reflections

  • Other content you submit

You retain ownership of your User Content.

You represent and warrant that:

  • You own your User Content or have permission to submit it

  • Your User Content does not violate applicable law

  • Your User Content does not infringe another person’s rights

License to Forge

By submitting User Content, you grant KH ESTATES LLC a non-exclusive, worldwide, royalty-free license to:

  • Host

  • Store

  • Reproduce

  • Process

  • Transmit

  • Display

  • Technically modify

your User Content solely as reasonably necessary to operate, secure, improve, and provide the Services.

This license does not transfer ownership of your User Content to us.

The license generally ends when the applicable User Content is deleted, except where continued limited retention is reasonably necessary due to:

  • Technical backups

  • Shared records

  • Legal obligations

  • Fraud prevention

  • Security

  • De-identified information

Forge does not currently claim a right to use private proof photographs to train artificial-intelligence models.

6. Visibility of User Content

Some features of Forge are social.

Depending on your choices and the applicable feature, User Content may be visible to:

  • Only you

  • Authorized challenge members

  • Other audiences clearly identified by Forge

You are responsible for choosing appropriate privacy settings.

Do not upload images or information about another person unless you have the right or permission to do so.

7. Prohibited Conduct

You may not use Forge to:

  • Violate applicable law

  • Harass or threaten another person

  • Abuse or intimidate other users

  • Impersonate another person

  • Upload unlawful content

  • Upload content that infringes intellectual-property rights

  • Upload exploitative or abusive sexual content

  • Engage in illegal activity

  • Spam users

  • Attempt unauthorized account access

  • Circumvent security controls

  • Exploit software vulnerabilities

  • Introduce malware

  • Interfere with Forge’s operation

  • Manipulate points, streaks, leaderboards, or challenge results through unauthorized methods

  • Scrape or automatically extract Forge data without authorization

  • Reverse engineer the Services except where applicable law prohibits us from restricting such activity

  • Use unauthorized automated systems to access Forge

  • Use Forge in a way that materially harms the Services or other users

We may investigate suspected violations and take appropriate action.

8. Challenges and User Responsibility

Challenges are created or joined at the user’s discretion.

KH ESTATES LLC does not guarantee:

  • That a challenge is safe

  • That a challenge is appropriate

  • That a user will complete a challenge

  • That proof submitted by another user is accurate

  • That other challenge participants will behave appropriately

  • Any particular fitness, health, financial, academic, professional, spiritual, or personal outcome

You are responsible for your own decisions, behavior, and participation.

9. Proof and Verification

Forge may allow users to submit proof associated with commitments.

The existence of uploaded proof does not necessarily mean Forge independently verified that an activity occurred.

Forge may distinguish among different verification or proof states.

We may reject, remove, or restrict proof that:

  • Violates these Terms

  • Infringes another person’s rights

  • Is fraudulent

  • Is unlawful

  • Creates a safety or security concern

10. Forge Pro and Paid Features

Forge may offer paid subscriptions or premium functionality, including a product known as Forge Pro.

Paid features may include:

  • Additional active challenges

  • Expanded progress history

  • Deeper analytics

  • Advanced reminder controls

  • Other premium functionality

The specific features included in Forge Pro may change over time.

Material changes affecting paid users will be handled in accordance with applicable law and app-store requirements.

11. App Store Purchases

If you subscribe to Forge Pro through Apple or another application marketplace, payment is processed by that marketplace.

KH ESTATES LLC does not directly receive your complete payment-card information from Apple.

Before purchase, the applicable marketplace will display:

  • Pricing

  • Billing period

  • Renewal terms

  • Other required purchase information

Subscriptions may automatically renew unless canceled.

If you subscribe through Apple, you may manage or cancel your subscription using your Apple account subscription settings.

App-store terms may separately govern:

  • Billing

  • Refunds

  • Renewals

  • Payment processing

12. Free and Paid Access

Forge may provide different functionality to free and paid users.

For example, Forge may limit the number of active challenges a free user may own while allowing that user to participate in challenges created by others.

Feature limits and premium benefits may change over time.

We do not intend to delete existing user content solely because a paid subscription expires.

13. Feedback

If you voluntarily provide:

  • Suggestions

  • Product ideas

  • Feature requests

  • Feedback

you grant KH ESTATES LLC permission to use that feedback without an obligation to compensate you.

This does not transfer ownership of unrelated User Content.

14. Intellectual Property

KH ESTATES LLC and its licensors own the Services and the intellectual-property rights associated with Forge, excluding User Content.

This includes rights in:

  • Software

  • Branding

  • Logos

  • Designs

  • User interfaces

  • Graphics

  • Product features

  • Documentation

  • Original content provided by Forge

These Terms do not transfer Forge intellectual property to you.

You may use Forge only as authorized under these Terms.

15. Third-Party Services

Forge may rely on or integrate with third-party services, including:

  • App stores

  • Cloud providers

  • Authentication providers

  • Subscription providers

  • Analytics providers

  • Notification providers

  • Security providers

Third-party services may be governed by their own terms and privacy policies.

KH ESTATES LLC is not responsible for third-party services outside our reasonable control.

16. Moderation and Enforcement

We may investigate activity or content that appears to violate these Terms.

Depending on the circumstances, we may:

  • Remove content

  • Restrict content visibility

  • Restrict features

  • Suspend an account

  • Terminate an account

  • Prevent further access to Forge

We may take reasonable actions necessary to protect:

  • Our users

  • KH ESTATES LLC

  • Forge

  • The integrity of the Services

17. Account Termination by You

You may stop using Forge at any time.

Where available, you may request account deletion through the application.

You may also contact:

Deleting the Forge application from your device does not automatically delete your Forge account.

Deleting your Forge account also does not necessarily cancel an active App Store subscription.

Subscriptions must be canceled using the applicable marketplace’s subscription controls.

18. Suspension or Termination by Forge

We may suspend or terminate access to the Services if we reasonably believe:

  • You materially violated these Terms

  • Your activity creates a security risk

  • Your activity materially harms other users

  • Your activity is fraudulent

  • Your activity is unlawful

  • We are required to do so by law

Where reasonable and legally required, we may provide notice.

19. Changes to the Services

We may:

  • Modify features

  • Add functionality

  • Remove functionality

  • Change product limits

  • Discontinue features

  • Update the application

We do not guarantee that every feature will remain available indefinitely.

Material changes affecting paid services will be handled as required by applicable law.

20. Availability of the Services

We aim to provide reliable access to Forge but do not guarantee uninterrupted operation.

The Services may occasionally be unavailable because of:

  • Maintenance

  • Software problems

  • Network outages

  • Service-provider failures

  • Security incidents

  • Events beyond our reasonable control

21. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

KH ESTATES LLC DISCLAIMS WARRANTIES NOT EXPRESSLY REQUIRED BY APPLICABLE LAW, INCLUDING IMPLIED WARRANTIES OF:

  • MERCHANTABILITY

  • FITNESS FOR A PARTICULAR PURPOSE

  • NON-INFRINGEMENT

  • ACCURACY

  • RELIABILITY

  • AVAILABILITY

WE DO NOT GUARANTEE THAT:

  • THE SERVICES WILL ALWAYS OPERATE WITHOUT INTERRUPTION

  • THE SERVICES WILL ALWAYS BE ERROR-FREE

  • PROGRESS CALCULATIONS WILL ALWAYS BE PERFECT

  • USER-PROVIDED INFORMATION WILL ALWAYS BE ACCURATE

  • USER-PROVIDED PROOF WILL ALWAYS BE AUTHENTIC

  • USING FORGE WILL PRODUCE ANY PARTICULAR RESULT

Nothing in these Terms excludes warranties or rights that cannot legally be excluded.

22. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KH ESTATES LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SERVICES.

This may include loss of:

  • Data

  • Revenue

  • Profits

  • Business opportunity

  • Reputation

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL LIABILITY OF KH ESTATES LLC ARISING FROM OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF:

(A) THE AMOUNT YOU PAID TO KH ESTATES LLC FOR THE SERVICES DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR

(B) $100 USD.

Some jurisdictions do not permit certain liability limitations, so some or all of these limitations may not apply to you.

23. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless KH ESTATES LLC and its members, officers, employees, contractors, and affiliates from claims, losses, liabilities, and expenses arising from:

  • Your unlawful use of the Services

  • Your material violation of these Terms

  • Your violation of another person’s rights

  • User Content you submit without necessary rights or authorization

This provision does not apply where prohibited by law.

24. Copyright Complaints

If you believe material available through Forge infringes your copyright, contact:

A copyright complaint should identify:

  • The copyrighted work

  • The allegedly infringing material

  • Your contact information

  • A statement that you have a good-faith belief the use is unauthorized

  • A statement that the information provided is accurate

  • Your physical or electronic signature

25. Governing Law

Unless applicable law requires otherwise, these Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

This provision does not deprive consumers of mandatory rights available under the laws of their jurisdiction.

26. Disputes

These Terms do not currently require mandatory arbitration.

Unless KH ESTATES LLC later adopts a separately disclosed and legally reviewed dispute-resolution agreement, disputes may be brought before a court having appropriate jurisdiction.

Nothing in this section limits a consumer’s rights that cannot lawfully be waived.

27. Severability

If any provision of these Terms is determined to be unlawful or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in effect.

28. No Waiver

Our failure to enforce a provision of these Terms does not constitute a waiver of our right to enforce that provision later.

29. Changes to These Terms

We may update these Terms from time to time.

If we make material changes, we may provide notice through:

  • The application

  • Our website

  • Email

  • Another reasonable method

Your continued use of Forge after updated Terms become effective may constitute acceptance where permitted by law.

Where applicable law requires affirmative consent, we will request it.

30. Contact Us

Questions about these Terms may be directed to:

KH ESTATES LLC

6956 N Keystone Ave

Lincolnwood, IL 60712

United States